Top Cryptocurrency Exchanges in USA with Lowest Fees

Cryptocurrency trading has grown tremendously in the United States over the last decade. Whether you’re a beginner investor or a seasoned trader, choosing the right cryptocurrency exchange is crucial for maximizing your profits. One of the most important factors to consider when selecting an exchange is trading fees.

In this guide, we will explore the top cryptocurrency exchanges in the USA with the lowest fees in 2025, their features, pros and cons, and tips to save even more while trading.

Why Trading Fees Matter in Crypto Exchanges

Every time you buy or sell cryptocurrency, exchanges charge a fee. These costs may seem small initially, but for active traders or those investing larger amounts, fees can eat into your profits.

For example:

• A trader making $50,000 worth of trades in a year could easily lose $1,000–$2,500 in fees if they don’t choose a low-cost platform.

• Choosing the right exchange can significantly boost returns over the long term.

Thus, selecting an exchange with low or zero fees is essential, especially for frequent traders.

Types of Cryptocurrency Exchange Fees

Before we explore the lowest-fee exchanges, it’s important to understand the common fees charged:

1. Trading Fees (Maker & Taker Fees)

   • Maker: Adding liquidity (placing limit orders).

   • Taker: Removing liquidity (market orders).

2. Deposit Fees

   • Charged when adding money via bank transfers, debit/credit cards, or other methods.

3. Withdrawal Fees

   • Applied when transferring funds from the exchange to your bank account or wallet.

4. Spread

   • Some exchanges charge indirectly by offering less favorable buy/sell rates.

Top Cryptocurrency Exchanges in USA with Lowest Fees (2025)

1. Binance.US

• Trading Fees: 0% on BTC pairs, 0.1% standard fee (can be reduced with BNB token).

• Features: Advanced trading tools, staking options, wide range of cryptocurrencies.

• Pros:

  • Lowest trading fees in the industry.

  • Discounts for using BNB tokens.

  • High liquidity.

• Cons:

  • Fewer crypto assets than Binance Global.

2. Coinbase Advanced Trade

• Trading Fees: 0%–0.6% (maker-taker model).

• Features: Secure, regulated, beginner-friendly with advanced charting tools.

• Pros:

  • Excellent security and compliance.

  • Educational resources for beginners.

• Cons:

  • Standard Coinbase app has higher fees, but Advanced Trade offers reduced rates.

3. Kraken

• Trading Fees: 0%–0.26% depending on volume.

• Features: Margin trading, futures, staking options.

• Pros:

  • Transparent fee structure.

  • Wide range of supported cryptos.

  • Strong security track record.

• Cons:

  • Interface can feel complex for beginners.

4. Gemini ActiveTrader

• Trading Fees: 0.00%–0.40% maker/taker fees.

• Features: Insurance on digital assets, regulated in the US.

• Pros:

  • Excellent for institutional investors.

  • Highly secure and insured platform.

• Cons:

  • Higher fees on the standard Gemini app (ActiveTrader recommended).

5. eToro USA

• Trading Fees: ~1% per trade (no deposit or withdrawal fee for bank transfers).

• Features: Social trading (copy top traders), regulated in the US.

• Pros:

  • Beginner-friendly with a strong community.

  • Easy-to-use mobile app.

• Cons:

  • Higher spread compared to other exchanges.

6. KuCoin

• Trading Fees: 0.1% standard (discount with KCS token).

• Features: Over 700 cryptocurrencies, futures trading, staking.

• Pros:

  • Very low fees with extra discounts.

  • Huge variety of altcoins.

• Cons:

  • Not fully licensed in the USA (but widely used).

7. Crypto.com Exchange

• Trading Fees: 0.075%–0.40% depending on trading volume.

• Features: Visa crypto debit card, staking, NFT marketplace.

• Pros:

  • Cashback rewards via Crypto.com card.

  • Low trading fees with CRO tokens.

• Cons:

  • Complex reward tiers can confuse beginners.

8. Bitstamp

• Trading Fees: 0%–0.4% (depending on trading volume).

• Features: Oldest crypto exchange, highly trusted.

• Pros:

  • Transparent fee system.

  • Reliable with strong compliance.

• Cons:

  • Limited selection of cryptocurrencies.

9. Robinhood Crypto

• Trading Fees: $0 commission (but spread applies).

• Features: Buy/sell crypto alongside stocks and ETFs.

• Pros:

  • No direct trading fees.

  • Easy integration with stock trading.

• Cons:

  • Limited number of cryptocurrencies.

  • No crypto transfers for some users.

10. Webull Crypto

• Trading Fees: $0 commission (spread of 1%).

• Features: Crypto, stock, and options trading in one app.

• Pros:

  • No direct trading fees.

  • Easy to use for beginners.

• Cons:

  • Limited crypto assets compared to full exchanges.

Comparison Table – Lowest Fee Crypto Exchanges in USA (2025)

Tips to Save More on Crypto Trading Fees

• Use limit orders instead of market orders to reduce taker fees.

• Hold exchange tokens like BNB (Binance) or KCS (KuCoin) to get discounts.

• Trade in higher volumes to qualify for lower fee tiers.

• Avoid card deposits, use ACH or bank transfers to skip extra charges.

• Use commission-free apps (but beware of hidden spreads).

FAQs on Top Cryptocurrency Exchanges in USA with Lowest Fees

Q1. Which crypto exchange has the lowest fees in the USA?
Binance.US generally offers the lowest trading fees, starting from 0%–0.1%, especially for Bitcoin pairs.

Q2. Are there exchanges with zero trading fees?
Yes, platforms like Robinhood and Webull charge no trading fees, but they include spreads in the price.

Q3. What’s the difference between maker and taker fees?

• Maker: Adding liquidity (limit orders).

• Taker: Removing liquidity (market orders).

Q4. Can I reduce fees on Binance.US?
Yes, you get discounts by paying with BNB tokens or trading higher volumes.

Q5. Is Coinbase expensive compared to other exchanges?
The standard Coinbase app is costly, but Coinbase Advanced Trade offers competitive rates.

Q6. Which exchange is best for beginners in the USA?
Coinbase and eToro are beginner-friendly, while Robinhood is easiest for casual traders.

Q7. Is Kraken a good exchange for professionals?
Yes, Kraken is highly secure and offers margin and futures trading with low fees.

Q8. Do exchanges charge withdrawal fees?
Yes, most exchanges charge withdrawal fees, though ACH transfers are usually free.

Q9. Which exchange offers the most cryptocurrencies at low fees?
KuCoin supports 700+ cryptocurrencies with low trading fees.

Q10. Can I use multiple exchanges to save on fees?
Yes, many traders use multiple platforms to take advantage of different fee structures and features.

Final Thoughts

Choosing the best cryptocurrency exchange in the USA with the lowest fees depends on your trading style and goals.

• If you’re a serious trader, go for Binance.US or Kraken for advanced features and ultra-low fees.

• If you’re a beginner, Coinbase Advanced Trade or eToro is more user-friendly.

• If you prefer zero-commission trading, Robinhood and Webull can be useful (but watch out for spreads).

By understanding fees, using discounts, and selecting the right platform, you can maximize profits while minimizing costs in your crypto journey.