Star Health and Allied Insurance Company Ltd Share Price Target From 2025 to 2030

Star Health and Allied Insurance Company Ltd is one of India’s largest standalone health insurance providers, known for its wide array of health policies and robust distribution network. As of April 23, 2025, the company’s stock is trading at ₹404.00 with a market capitalization of ₹23,498 crore. In this article, we’ll explore Star Health’s current market performance, shareholding structure, and forecast share price targets from 2025 to 2030.

Current Performance Overview for Star Health Share Price

Here are the latest metrics detailing Star Health's market performance:

• Open Price: ₹404.00

• Previous Close: ₹400.80

• Volume: 301,490 shares

• Value (Lacs): ₹1,205.51

• VWAP (Volume Weighted Average Price): ₹399.37

• Beta: 0.45

• Market Capitalization: ₹23,498 Crore

• High: ₹404.70

• Low: ₹395.40

• Upper Circuit Limit: ₹480.95

• Lower Circuit Limit: ₹320.65

• 52-Week High: ₹647.00

• 52-Week Low: ₹327.30

• Face Value: ₹10

• All-Time High: ₹940.00

• All-Time Low: ₹327.30

Star Health’s stock price currently reflects a moderate rebound from its 52-week low, showing resilience in a competitive insurance landscape. Its relatively low beta of 0.45 indicates reduced volatility, which is a plus for long-term investors.

Shareholding Pattern for Star Health Share Price

Understanding the shareholding structure offers insights into market confidence and stability:

• Promoters: 57.67%

• Foreign Institutional Investors (FIIs): 18.68%

• Mutual Funds: 9.45%

• Retail and Others: 8.21%

• Other Domestic Institutions: 5.99%

A high promoter holding of 57.67% shows internal confidence in the company’s long-term prospects, while considerable interest from FIIs and mutual funds adds institutional credibility to the stock.

Star Health Share Price Target Forecast From 2025 To 2030

Based on market trends, the health insurance sector’s outlook, and Star Health’s business performance, here are the projected share price targets from 2025 to 2030:

2025 Star Health Share Price Target: ₹404.00 – ₹480.00

In 2025, the stock price is expected to move within ₹404.00 to ₹480.00. This growth could be driven by:

• Rising awareness of health insurance post-pandemic.

• Increasing demand for cashless hospitalization services.

• Continued customer acquisition through digital distribution channels.

2026 Star Health Share Price Target: ₹480.00 – ₹530.00

By 2026, Star Health’s share price may range between ₹480.00 and ₹530.00, supported by:

• Expansion in Tier 2 and Tier 3 cities.

• Strong claim settlement record, improving customer retention.

• Collaborations with hospitals and health-tech startups.

2027 Star Health Share Price Target: ₹530.00 – ₹600.00

The 2027 projection is influenced by:

• Launch of new-age policies tailored for chronic and lifestyle diseases.

• Improvement in underwriting performance and profitability margins.

• Continued focus on digital claim processing for better efficiency.

2028 Star Health Share Price Target: ₹600.00 – ₹670.00

By 2028, the company is expected to grow due to:

• Widespread adoption of family floater and top-up plans.

• Enhanced technology stack for policy administration and fraud detection.

• Stable premium growth across customer segments.

2029 Star Health Share Price Target: ₹670.00 – ₹750.00

In 2029, Star Health could see further upside driven by:

• Entry into newer market segments such as senior citizen exclusive health covers.

• Strengthened partnerships with fintechs and online insurance aggregators.

• Improved cost ratios through scale and operational efficiencies.

2030 Star Health Share Price Target: ₹750.00 – ₹850.00

By 2030, the share price may range between ₹750.00 and ₹850.00 due to:

• Market leadership in standalone health insurance with increasing market share.

• Robust financials, supported by sustained premium growth and low claim ratios.

• Strong investor trust due to consistent dividends and earnings visibility.

Key Factors Influencing Star Health’s Share Price

Several drivers and risks will play a role in the stock’s future performance:

Growth Drivers:

• Health Insurance Penetration: Rising demand from underinsured populations.

• Tech-led Innovation: Seamless customer onboarding and faster claim settlements.

• Brand Value: Strong brand recognition and wide agent network.

Risks and Challenges:

• Regulatory Changes: IRDAI rules on pricing and disclosures could affect margins.

• Rising Medical Costs: Inflation in healthcare expenses may strain claim ratios.

• Competitive Pressure: Entry of large players and aggregators may reduce pricing power.

FAQs

What is the projected Star Health share price in 2025?

The expected share price in 2025 is between ₹404.00 and ₹480.00, assuming continued growth in the insurance sector and stable operations.

How does the current shareholding pattern impact the stock?

With over 57% held by promoters and significant institutional holdings, the stock benefits from stability and investor confidence.

Is Star Health a good long-term investment?

Yes, with growing health awareness, rising premiums, and a strong digital focus, Star Health is well-positioned for steady growth.

Conclusion

Star Health and Allied Insurance Company Ltd stands out as a market leader in India's standalone health insurance sector. With strong promoter backing, growing institutional interest, and increasing demand for health coverage, the company is expected to witness consistent growth. Based on current metrics and future prospects, Star Health’s share price target from 2025 to 2030 shows promising upward momentum, making it a compelling long-term investment opportunity—while keeping an eye on risks from regulation and competition.