Manba Finance Ltd Share Price Target From 2025 to 2030

Manba Finance Ltd, a prominent player in India’s non-banking financial sector (NBFC), is known for offering two-wheeler loans, used car finance, and personal loans. With a focused approach toward financial inclusion and expanding rural credit access, the company has shown steady growth in recent years. As of April 17, 2025, Manba Finance’s stock is trading at ₹134.70 with a market capitalization of ₹678 crore. In this article, we’ll analyze Manba’s current market performance, shareholding pattern, and future prospects, including stock price targets from 2025 to 2030.

Current Performance Overview for Manba Finance Share Price

Let’s begin by reviewing the latest trading metrics for Manba Finance Ltd:

• Open Price: ₹134.70

• Previous Close: ₹134.81

• Volume: 39,864 shares

• Value (Lacs): ₹53.86

• VWAP (Volume Weighted Average Price): ₹135.76

• Beta: 1.16

• Market Capitalization: ₹678 Crore

• High: ₹136.90

• Low: ₹133.85

• Upper Circuit Limit: ₹161.77

• Lower Circuit Limit: ₹107.84

• 52-Week High: ₹199.80

• 52-Week Low: ₹119.00

• Face Value: ₹10

• All-Time High: ₹199.80

• All-Time Low: ₹119.00

The current price of ₹134.70 reflects a consolidation phase for the stock after its high of ₹199.80. The price is well above its all-time low of ₹119.00, indicating potential for future recovery. With a beta of 1.16, the stock exhibits moderate volatility relative to the market.

Shareholding Pattern for Manba Finance

Understanding the equity distribution offers valuable insight into investor confidence and future stability:

• Promoters: 74.98%

• Retail and Others: 22.25%

• Foreign Institutional Investors (FII): 2.35%

• Other Domestic Institutions (DII): 0.42%

With nearly 75% promoter holding, Manba Finance enjoys strong internal confidence and long-term commitment from its leadership. A low institutional holding suggests untapped potential for FII and DII participation as the company scales.

Manba Finance Share Price Target Forecast From 2025 To 2030

Based on current fundamentals, sectoral trends, and company positioning in the NBFC landscape, here are the projected share price targets for Manba Finance Ltd from 2025 to 2030:

2025 Manba Finance Share Price Target: ₹134.70 – ₹161.77

In 2025, the stock is expected to trade between ₹134.70 and ₹161.77. Factors contributing to this growth include:

• Retail Loan Expansion: Focused growth in two-wheeler and used vehicle financing.

• Digital Lending Initiatives: Leveraging tech to reduce acquisition cost and improve disbursal speed.

• Macro Recovery: Improving credit demand in semi-urban and rural areas post-pandemic.

2026 Manba Finance Share Price Target: ₹161.77 – ₹185.00

By 2026, Manba Finance could see its share price climb to the range of ₹161.77 to ₹185.00 due to:

• Improved Asset Quality: Better NPAs due to risk-managed loan portfolio.

• Rising Penetration: Expansion into Tier 3 and Tier 4 towns.

• Investor Interest: Increasing institutional interest as growth stabilizes.

2027 Manba Finance Share Price Target: ₹185.00 – ₹210.00

In 2027, Manba’s price may rise to ₹210.00 on the back of:

• Diversified Products: Introduction of small business and gold loan segments.

• Profitability Growth: Higher net interest margins and operational efficiency.

• Stable Credit Rating: Upgrades in credit ratings improving investor confidence.

2028 Manba Finance Share Price Target: ₹210.00 – ₹235.00

The 2028 forecast suggests further price appreciation, driven by:

• Tech-Driven Scaling: Strong adoption of mobile and AI-driven loan disbursals.

• Loan Book Expansion: Broader customer base and faster disbursal process.

• Sustainable Growth: Consistent financial performance over multiple quarters.

2029 Manba Finance Share Price Target: ₹235.00 – ₹265.00

By 2029, the price may touch ₹265.00 owing to:

• National Footprint: Presence in all major Indian states.

• Funding Diversification: Tapping new funding sources including bonds and CPs.

• Reduced Cost of Borrowing: Improved creditworthiness and capital market access.

2030 Manba Finance Share Price Target: ₹265.00 – ₹300.00

By 2030, Manba’s share could rise to ₹300.00 with:

• Market Leadership: Among top mid-sized NBFCs in India.

• Technological Edge: Leading AI-based credit risk models.

• Investor Trust: Long-term shareholder value creation and dividend potential.

Key Factors Influencing Manba Finance’s Share Price

Several factors will shape Manba’s price trajectory over the coming years:

• Credit Penetration in Rural Markets: Rising loan demand in underserved areas.

• Digital Transformation: Efficient lending operations using fintech tools.

• Asset Quality: Maintenance of low NPAs and improved recovery mechanisms.

• Regulatory Environment: Supportive policies from RBI and Ministry of Finance.

• Financial Inclusion Drives: Government partnerships and subsidies for vehicle loans.

Risks and Challenges

Despite promising growth potential, the stock may face the following risks:

• Regulatory Tightening: Changes in NBFC rules could affect margins.

• Credit Risk: Exposure to lower-income borrowers poses repayment risk.

• Interest Rate Volatility: Fluctuations can impact borrowing cost and demand.

• Competitive Pressure: Larger NBFCs and fintech players may capture market share.

FAQs

What is the projected Manba Finance share price in 2025?
The projected share price for Manba Finance in 2025 ranges between ₹134.70 and ₹161.77.

Is Manba Finance a good long-term investment?
Yes, with its strong promoter holding, growing rural reach, and digital initiatives, Manba Finance presents a compelling long-term opportunity—especially in India’s expanding credit market.

How does the current shareholding pattern impact investor sentiment?
A high promoter stake of 74.98% shows strong internal confidence, which is a positive signal for long-term investors.

What sectors drive Manba Finance's revenue?
Primarily two-wheeler loans, used vehicle finance, and emerging personal loan segments.

Conclusion

Manba Finance Ltd is gradually building its reputation as a reliable NBFC with a sharp focus on financial inclusion and retail lending. Its high promoter holding, moderate volatility, and sectoral tailwinds make it a stock to watch in the years ahead. The share price projections from 2025 to 2030 indicate steady upside potential. However, investors should remain aware of regulatory and credit-related risks before investing.