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F-14/15, Orbit Mall, Civil Lines, Jaipur-302006 support@thetaxheaven.comLaxmi India Finance Ltd is a growing financial services company in India, catering to diverse lending and investment needs. Known for its focused approach in niche finance segments, the company has been expanding steadily in recent years. In this article, we will explore Laxmi India Finance Ltd’s share price targets from 2025 to 2030, along with its current market details, shareholding pattern, and long-term investment outlook.
| Detail | Value |
|---|---|
| Open | ₹159.40 |
| Previous Close | ₹161.98 |
| Volume | 5,981,735 |
| Value (₹ Lacs) | 9,180.77 |
| VWAP | ₹156.36 |
| Beta | 7.11 |
| Market Cap (₹ Cr.) | 802 |
| Day's High | ₹163.69 |
| Day's Low | ₹151.65 |
| UC Limit | ₹194.37 |
| LC Limit | ₹129.58 |
| 52-Week High | ₹173.80 |
| 52-Week Low | ₹116.05 |
| Face Value | ₹5 |
| All Time High | ₹173.80 |
| All Time Low | ₹116.05 |
Laxmi India Finance Ltd operates in the NBFC (Non-Banking Financial Company) sector, focusing on personal loans, business loans, and other financing solutions tailored to retail and SME customers. Over the years, the company has developed a reputation for customer-centric lending and competitive interest rates.
Its strong regional presence and robust growth strategy have made it a key player among mid-sized financial institutions. With a growing customer base and improving asset quality, Laxmi India Finance Ltd is positioning itself for steady growth in the coming years.
Strong foothold in retail lending and SME financing
Improving Non-Performing Asset (NPA) management
Expanding branch and digital network
Focus on sustainable credit growth and profitability
| Investor Type | Holding (%) |
|---|---|
| Promoters | 60.45% |
| Retail & Others | 30.83% |
| Foreign Institutions | 8.72% |
The high promoter holding indicates strong management commitment, while substantial retail participation reflects growing investor confidence.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2025 | 150 | 165 |
| 2026 | 170 | 185 |
| 2027 | 190 | 205 |
| 2028 | 210 | 230 |
| 2029 | 235 | 255 |
| 2030 | 260 | 285 |
These projections are based on expected earnings growth, market expansion, improving NPAs, and overall sector performance.
The stock is expected to remain stable with moderate upward movement. NBFC sector demand is expected to rise post-festive season as credit demand surges.
Why?
Stable lending rates
Gradual increase in loan disbursements
Strong promoter confidence
Investment Advice: Good time for SIPs or phased buying.
In 2026, earnings may improve as the company focuses on expanding its loan portfolio and enhancing digital lending platforms.
Why?
Better NPA management
Increasing retail lending penetration
Growth in semi-urban and rural financing
Investment Advice: Hold for long term; add more during dips.
Steady performance expected with gradual increase in profitability and efficiency.
Why?
Expansion into new regions
Technological improvements in credit processing
Rising demand for MSME loans
Investment Advice: Keep holding; reinvest dividends for compounding benefits.
By 2028, the company may achieve strong asset growth supported by diversification in lending products.
Why?
Higher credit demand in growing economy
Increased operational efficiency
Stable interest rate environment
Investment Advice: Attractive for long-term wealth creation.
With consistent performance and sectoral tailwinds, the company is likely to strengthen its position among mid-tier NBFCs.
Why?
Expanding asset base
New product offerings
Better cost-to-income ratio
Investment Advice: Continue holding; promising returns expected.
By 2030, Laxmi India Finance could be among the stronger players in the NBFC sector.
Why?
Strong promoter vision
Wide branch network and digital penetration
Improving return on equity (ROE)
Investment Advice: Suitable for long-term portfolios aiming for consistent growth.
Yes, if you believe in India’s credit growth story, Laxmi India Finance offers a stable and promising long-term opportunity.
Key Reasons to Invest:
High promoter holding ensuring strategic focus
Expanding customer base in growing markets
Improving operational efficiency
⚠ Risks to Watch Out For:
Interest rate fluctuations impacting loan demand
Competition from banks and fintech players
Economic slowdown affecting repayment rates
Laxmi India Finance Ltd has shown steady progress in financial performance and market presence. With its strong promoter holding, growing retail participation, and focus on digital expansion, the company has the potential to deliver attractive returns in the long run.
Currently, the stock trades near ₹159.40, and analysts believe it could touch ₹285 by 2030 if growth momentum continues. Investors should monitor quarterly results and loan book quality before making fresh investments.
1. What is the next target of Laxmi India Finance Ltd?
Analysts expect the next short-term target to be in the ₹165 range, depending on market conditions.
2. Is Laxmi India Finance a good buy right now?
It can be, for long-term investors comfortable with NBFC sector volatility.
3. What will be the future outlook of Laxmi India Finance Ltd?
Positive, with expected growth in loan disbursements and asset quality improvement.
4. What is the share price target for 2025?
₹150 – ₹165 based on current market and business performance.
5. What is the current Laxmi India Finance Ltd share price?
Around ₹159.40 (as of August 2025).
6. How much has the stock increased from its 52-week low?
It has risen from ₹116.05 to ₹159.40, showing strong momentum.
7. Should I buy Laxmi India Finance stock?
It depends on your investment horizon and risk appetite; consult a financial advisor.
8. How do I invest in Laxmi India Finance Ltd?
Through NSE/BSE via a registered stockbroker or online trading platform.
9. What is its shareholding pattern?
Promoters hold 60.45%, retail investors 30.83%, and foreign institutions 8.72%.
10. Is it a good long-term stock?
Yes, provided you can handle sector-specific risks and hold for 5+ years.
Disclaimer: This article is for educational purposes only. Please seek professional advice before making any investment decisions.
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