F-14/15, Orbit Mall, Civil Lines, Jaipur-302006
support@thetaxheaven.com
F-14/15, Orbit Mall, Civil Lines, Jaipur-302006 support@thetaxheaven.comKarnataka Bank Ltd is one of the oldest private sector banks in India, known for its strong customer base, wide branch network, and digital banking initiatives. Over the years, the bank has demonstrated steady growth in advances, deposits, and profitability while maintaining a solid balance sheet. With increasing digital integration, credit expansion, and stable asset quality, Karnataka Bank has become an interesting pick for long-term investors.
In this article, we will analyze Karnataka Bank’s share price target from 2025 to 2030 along with market performance, valuation trend, and investor sentiment.
| Detail | Value |
|---|---|
| Open | ₹214.82 |
| Previous Close | ₹213.76 |
| Volume | 8,376,022 |
| Value (Lacs) | 17,768.06 |
| VWAP | ₹214.53 |
| Beta | 0.80 |
| Market Cap (Rs. Cr.) | 8,021 |
| Day High | ₹218.50 |
| Day Low | ₹211.01 |
| UC Limit | ₹256.51 |
| LC Limit | ₹171.00 |
| 52 Week High | ₹231.00 |
| 52 Week Low | ₹162.20 |
| Face Value | ₹10 |
| All-Time High | ₹286.55 |
| All-Time Low | ₹11.79 |
| 20D Avg Volume | 10,999,649 |
| 20D Avg Delivery (%) | 25.13 |
| Book Value Per Share | ₹319.61 |
| Dividend Yield | 2.36% |
The bank is currently trading near its upper yearly band, supported by strong trading volume and rising investor confidence. A price well below book value suggests potential for further value unlocking in the medium term.
Established in 1924, Karnataka Bank operates with a nationwide presence across various customer segments including retail banking, MSME lending, agriculture finance, and corporate banking. The bank has adopted strong digital initiatives, upgraded core banking systems, and enhanced risk management practices, allowing it to maintain healthy financial indicators.
Legacy private sector bank with pan-India presence
Focus on digital banking and customer-centric services
Consistent profit growth supported by stable NIM
Higher dividend yield benefiting long-term investors
Improving credit quality and capital adequacy
| Investor Category | Holding (%) |
|---|---|
| Retail & Others | 69.29% |
| Foreign Institutions | 14.60% |
| Other Domestic Institutions | 8.47% |
| Mutual Funds | 7.64% |
Retail investors dominate the shareholding structure, indicating a strong public interest base. Foreign and mutual fund participation also reflects sector confidence and potential for growth.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|
| 2025 | 240 | 260 |
| 2026 | 265 | 285 |
| 2027 | 290 | 320 |
| 2028 | 315 | 355 |
| 2029 | 345 | 390 |
| 2030 | 380 | 430 |
By 2025, growth in retail lending and improvement in NPA levels could push the stock upward. A positive credit cycle and stable financial performance may support valuation expansion.
Increasing digital transactions, branch expansion, and improved CASA ratio may help the bank record healthy profitability, boosting share levels further.
By 2027, sustained loan book growth and better treasury earnings could lead to stronger market sentiment. Valuation may approach previous highs if earnings remain consistent.
Continued focus on retail and MSME lending may expand interest income. With further improvement in asset quality, the stock may show steady upward movement.
With strong credit growth and diversified income streams, Karnataka Bank could witness substantial re-rating. Rising institutional interest may drive volume growth.
By 2030, Karnataka Bank could achieve significant expansion through digital banking and lending diversification. If results remain stable, long-term returns could be attractive for investors.
Karnataka Bank operates in India’s evergreen banking sector with strong fundamentals, high book value, and a stable dividend yield. For medium- to long-term investors, the bank offers valuation comfort and growth potential, especially if credit expansion remains strong. However, monitoring economic conditions and NPA levels remains crucial.
Karnataka Bank Ltd has shown consistent growth in its lending portfolio and profitability backed by digital initiatives and improved asset quality. With the stock trading at a value below book valuation, long-term potential appears promising. As per future projections, Karnataka Bank shares may reach ₹380–₹430 by 2030, making it a notable banking stock to watch for long-term portfolios.
1. What is the Karnataka Bank share price target for 2025?
The estimated target ranges between ₹240 – ₹260.
2. What is the 52-week high of Karnataka Bank?
The 52-week high is ₹231.00.
3. Is Karnataka Bank good for long-term investment?
With strong fundamentals, dividend yield, and digital reforms, it has potential for long-term wealth creation.
4. What is the book value per share of Karnataka Bank?
The book value per share is ₹319.61.
5. What could be the share price of Karnataka Bank in 2030?
The projected range for 2030 is ₹380 – ₹430.
Disclaimer: This article is for informational purposes only. Investors should perform their own research or consult an advisor before investing.
Register & Login