Indian Bank is one of India’s leading public sector banks with a strong balance sheet, consistent profitability, and a growing retail banking footprint. Over the past few years, the bank has strengthened its digital banking ecosystem, improved asset quality, and expanded credit growth—positioning itself as a solid performer in the PSU banking space.
In this article, we analyze Indian Bank’s share price target from 2025 to 2030 using its current financial trends, valuation, fundamentals, and investor sentiment.
| Detail | Value |
|---|---|
| Open | ₹864.00 |
| Previous Close | ₹859.45 |
| Volume | 30,61,782 |
| Value (Lacs) | 24,687.15 |
| VWAP | ₹824.04 |
| Beta | 0.98 |
| Market Cap (Rs. Cr.) | 1,08,605 |
| Day High | ₹864.00 |
| Day Low | ₹805.00 |
| UC Limit | ₹945.35 |
| LC Limit | ₹773.50 |
| 52 Week High | ₹894.85 |
| 52 Week Low | ₹473.90 |
| Face Value | ₹10 |
| All Time High | ₹894.85 |
| All Time Low | ₹41.55 |
| 20D Avg Volume | 15,42,456 |
| 20D Avg Delivery (%) | 55.32 |
| Book Value Per Share | ₹530.92 |
| Dividend Yield | 2.02% |
The bank’s strong book value and consistent dividend payout reflect its stable long-term fundamentals.
Indian Bank, headquartered in Chennai, is a major public sector bank with a widespread presence across India. With strong capital adequacy, improved asset quality, and technology-driven banking solutions, the bank continues to strengthen its retail and corporate credit portfolio.
Robust capital strength and improving NPA levels
Strong digital adoption across retail banking
Significant government backing due to high promoter holding
Strong growth in credit demand in MSME, agriculture, and retail segments
Consistent profitability and rising CASA ratio
| Category | Holding (%) |
|---|---|
| Promoters | 73.84% |
| Mutual Funds | 14.37% |
| Foreign Institutions | 4.68% |
| Other Domestic Institutions | 4.25% |
| Retail & Others | 2.87% |
The very high promoter holding indicates strong government ownership and long-term commitment.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|
| 2025 | 900 | 980 |
| 2026 | 980 | 1,120 |
| 2027 | 1,120 | 1,260 |
| 2028 | 1,260 | 1,420 |
| 2029 | 1,420 | 1,600 |
| 2030 | 1,600 | 1,820 |
Improved credit growth and rising profitability may help the bank maintain an upward trend.
Better asset quality and strong performance in retail and MSME segments are likely to support valuation upgrades.
Continued digital transformation and stable NIMs could drive further gains.
Expansion into underserved regions and retail loan growth may contribute to long-term compounding.
The bank could benefit from India’s strengthening economy and rising public-sector banking demand.
By 2030, Indian Bank may evolve into a more competitive PSU bank with strong profitability and digital capabilities, supporting significant long-term stock appreciation.
Indian Bank shows potential for long-term investors due to:
Strong government backing
Improving asset quality
High book value and attractive valuations
Strong retail loan growth
Healthy dividend yield
Interest rate fluctuations
Economic slowdowns affecting credit growth
Competition from private banks
Indian Bank is a fundamentally strong public sector bank with steady financial performance and high promoter holding. Based on its growth trajectory, digitalisation efforts, and improving asset quality, the stock shows potential to reach ₹1,600–₹1,820 by 2030.
For investors seeking stable long-term banking sector exposure, Indian Bank can be a promising choice.
1. What is the Indian Bank share price target for 2025?
₹900–₹980.
2. What is the 52-week high of Indian Bank?
₹894.85.
3. Is Indian Bank a good dividend-paying stock?
Yes, with a dividend yield of 2.02%.
4. What is the long-term share price target for 2030?
₹1,600–₹1,820.
5. Is Indian Bank suitable for long-term investment?
It may suit long-term investors seeking growth in the PSU banking space.
Disclaimer: This article is for educational purposes only. Always consult a financial advisor before making investment decisions.
