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F-14/15, Orbit Mall, Civil Lines, Jaipur-302006 support@thetaxheaven.comFive-Star Business Finance Ltd is a prominent player in the financial services sector in India. Known for its focused approach on small business lending and strong underwriting processes, the company has been gaining traction among investors due to its sound fundamentals and growth prospects. In this blog, we will explore the share price targets for Five-Star Business Finance Ltd from 2025 to 2030 along with key financial insights.
| Detail | Value |
|---|---|
| Open | ₹650.00 |
| Previous Close | ₹670.15 |
| Day's High | ₹655.15 |
| Day's Low | ₹592.20 |
| VWAP | ₹633.04 |
| 52-Week High | ₹943.75 |
| 52-Week Low | ₹592.20 |
| All-Time High | ₹943.75 |
| All-Time Low | ₹448.20 |
| Market Capitalization | ₹19,149 Cr |
| Volume | 2,941,875 |
| Value (Lacs) | ₹19,132.48 |
| 20-Day Avg Volume | 333,664 |
| 20-Day Avg Delivery (%) | 167.79% |
| Face Value | ₹1 |
| Book Value Per Share | ₹194.38 |
| Dividend Yield | 0.31% |
| Beta (Volatility) | 0.87 |
Five-Star Business Finance Ltd is a Non-Banking Financial Company (NBFC) specializing in secured loans to small businesses and self-employed individuals. The company’s unique approach in targeting underserved markets with strong credit underwriting and risk management practices has helped it grow steadily over the years. Operating primarily in South India, it maintains a conservative lending model with a focus on asset-backed loans.
Focus on secured lending to small enterprises
Strong asset quality with low NPAs
Consistent year-on-year profit growth
Operates in high-demand semi-urban and rural areas
Backed by strong institutional investors and foreign entities
| Investor Type | Holding (%) |
| Foreign Institutions | 58.12% |
| Promoters | 21.47% |
| Retail and Others | 10.93% |
| Mutual Funds | 5.84% |
| Other Domestic Institutions | 3.64% |
This diversified shareholding reflects strong institutional confidence and long-term stability.
| Year | Minimum Target (₹) | Maximum Target (₹) |
| 2025 | 610 | 650 |
| 2026 | 675 | 720 |
| 2027 | 730 | 790 |
| 2028 | 785 | 860 |
| 2029 | 850 | 920 |
| 2030 | 915 | 990 |
These projections are based on the company’s robust asset growth, stable earnings, and expanding lending operations.
Five-Star’s price range in 2025 is expected to reflect cautious optimism. The stock may consolidate following high volatility in recent quarters but is likely to remain attractive due to its asset quality and profitability.
Why?
Asset-light, low-risk lending model
High delivery volumes suggest strong investor interest
Growing demand for business credit in Tier-2 and Tier-3 cities
Investment Advice: A good time to enter through SIPs or during market dips.
By 2026, the company may see a strong bounce back driven by financial inclusion and digital lending strategies.
Why?
Better credit penetration in rural India
Controlled NPAs and improved risk management
Rise in MSME loan disbursals
Investment Advice: Hold with a medium-term view. Ideal for portfolio diversification.
Strong macroeconomic growth and digital transformation in lending could further boost the company’s performance in 2027.
Why?
Expansion in newer geographies
Increase in disbursement rates
Positive macro sentiment and credit growth
Investment Advice: Reinvest profits and remain invested for long-term compounding.
By 2028, the NBFC is expected to scale its tech-enabled operations while maintaining profitability.
Why?
Enhanced automation and AI in underwriting
Expansion of branches in North and East India
Higher book value per share
Investment Advice: Excellent opportunity for compounding gains. Ideal for long-term wealth creation.
The company may reach newer highs with strong balance sheet fundamentals and low-risk operations.
Why?
Foreign institutional investments remain high
Loan book growth in double digits
Strong return ratios and rising net interest margins
Investment Advice: Continue holding. Long-term returns look promising.
By 2030, Five-Star Business Finance Ltd could emerge as a top-tier NBFC with a nationwide footprint.
Why?
Consistent earnings and operational scale
Improved return on equity and assets
High credit demand in underserved sectors
Investment Advice: One of the best options in the NBFC space for long-term investors.
Yes. The company’s strong fundamentals, prudent risk control, and growing loan portfolio make it a compelling pick for long-term investors.
Backed by strong foreign institutional investors
Stable loan book with secured lending focus
Rising demand for small business loans
Consistent improvement in financial metrics
Credit risk due to economic slowdown
Competitive pressure from fintech and banks
Regulatory changes in NBFC sector
Always consult a certified financial advisor before making investment decisions.
Five-Star Business Finance Ltd has shown a steady and disciplined growth path in the NBFC sector. With strong investor backing, a focused business model, and sound financials, the company appears well-positioned for consistent long-term growth.
Currently trading around ₹670.15, the share has potential to reach ₹990 by 2030. For investors looking for financial sector exposure beyond traditional banks, Five-Star Business Finance can be a valuable addition to the portfolio.
Disclaimer: This article is for educational purposes only. Please do your own research or consult an investment advisor before making financial decisions.
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