5 Financial and Tax Benefits of Renting Laptops for Businesses in India

For many businesses in India, laptops are a must-have. But buying them is not always the smartest way to spend money. Renting can save you cash, reduce tax bills, and keep you up to date with technology.

These aren’t just opinions, they’re based on real discussions from business owners, IT managers, and finance experts on Reddit, industry blogs, and tax resources.

Here are the five biggest reasons why renting laptops is a smart choice for Indian businesses and startups.

1. No Big Upfront Payment

Buying a laptop means spending a large amount of money at once. A good business laptop or a macbook can cost anywhere between ₹80,000 and ₹2,50,000.

If you have 10 employees, that’s ₹8–25 lakh gone in one go. This can hurt your cash flow and leave less money for other important things like hiring, marketing, or paying suppliers.

When you rent a macbook, you only pay a small monthly amount, usually ₹2,500–₹8,000 per laptop. This keeps your cash free for running and growing your business.

2. Full Tax Deduction in the Same Year

When you buy laptops, they are treated as assets. In India, you can only claim 40% depreciation per year on laptops, which means you recover the cost slowly over time.

With rentals, the story is different. Rental fees are considered operating expenses. According to Section 37(1) of the Income Tax Act, you can deduct the full rental cost from your taxable income in the same year you spend it.

This means faster tax benefits and better alignment between what you spend and what you save in taxes.

3. Save More with GST Input Tax Credit (ITC)

If your business is registered for GST, you can save even more by claiming Input Tax Credit (ITC) on the GST you pay for rentals.

For example:

• Monthly rent: ₹5,000 + 18% GST = ₹900 GST per month
• Yearly GST: ₹900 × 12 = ₹10,800
• With ITC, you can subtract this ₹10,800 from your GST bill.

This makes your effective rental cost lower, which is a win for your finances.

4. No Worries About Old Technology

Technology changes fast. A laptop that’s perfect today may feel outdated in just 2–3 years. When you own a laptop, you carry the cost and hassle of replacing it.

With rentals, you can easily switch to newer models when your rental term ends. Platforms like Rentkar make upgrading simple and affordable with laptop rentals in India. You can also rent gadgets like Playstations, Computers, Cameras and more with Rentkar.

5. Scale Up or Down Easily

If your team size changes often  for example, during short-term projects, buying laptops can be wasteful. You might end up with unused devices sitting in storage.

When you rent, you can quickly add more laptops when your team grows and return them when you no longer need them. You only pay for what you actually use, which keeps costs directly linked to your business needs.

Final Word

Renting laptops is not just about convenience, it's about spending money wisely. You avoid big upfront costs, get faster tax savings, reduce your GST bill, stay updated with technology, and have the flexibility to match your IT resources to your team size.

For many Indian businesses, especially startups and companies with project-based work, this approach is financially smarter than buying